Owner Builders have many responsibilities, potential liabilities, potential exposure and risks when managing and overseeing the construction of their building works. Insurances to help protect you and those tradesmen or friends working on your construction site include:
- Owner Builder Construction and Public Liability Insurance
- Owner Builder Personal Accident and Volunteer Workers Insurance
- Home Owner Warranty Insurance - when building (in some States of Australia)
- Owner Builder Home Warranty Insurance - when selling (in some States of Australia)
We can assist you to arrange your insurance needs, start by referring to the insurance information sections below.
Owner Builder Construction & Public Liability Insurance is vital to protect you and your property during the construction phase from damage or loss caused by theft, burglary, malicious damage, weather related perils, fire, workmanship issues and more. Most importantly this insurance protects the owner builder for their legal liability relating …
…Owner Builder Personal Accident & Volunteer Workers Insurance
Owner Builder Personal Accident & Volunteer Workers Insurance provides protection for you and up to another nine unpaid workers who may be helping you on site that may injure themselves and cannot attend their paid employment. By organising this insurance, you are …
…Home Warranty Insurance (when building)
An Owner Builder cannot take out Home Owner Warranty Insurance in their own right whilst building. Only a licensed builder or licensed tradesmen can issue Home Owner Warranty Insurance for contracted work exceeding $12,000 for labour and materials. (If you are a licensed builder or …
…Owner Builder Home Warranty Insurance (when selling)
Organising Owner Builder Home Warranty Insurance "when selling" up to 6 years after obtaining your Practical Completion or Occupancy Certificate from the council is compulsory in ACT, NSW, VIC and WA, for a new or renovated home built by a legal owner builder. …
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